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Application Form

Senior Mortgage Underwriter

West Malling

<£50,000

Purpose of the role:

  • To provide support to the Head of Department; Underwriting applications accurately within prescribed timescales whilst focusing on providing excellent customer service at all times
  • Responsibilities will include managing key relationships, underwriting cases and maintaining internal systems with up to date lender data/criteria

Main duties:

  • Assess portfolio Landlords in accordance with current regulations and guidelines
  • The ability to Interpret CAIS information in accordance with current lending guidelines
  • Provide training to Underwriters where skill gaps are identified
  • Taking ownership of complex cases and queries
  • Build and maintain effective relationships with all new and existing clients
  • Ensure timely, accurate and appropriate responses to telephone calls/enquiries or correspondence from clients, lenders or valuers
  • Liaise with Mortgage Consultants, appraising them of the progress of specific mortgage cases and seeking to resolve any queries arising
  • Liaise with Senior Management, escalating any specific problems for discussion and resolution
  • Work within prescribed procedures and practices
  • Inputting, updating and maintenance of data so that systems and files accurately reflect current position at all times
  • Produce written correspondence and documents using standard formats
  • Manage diary system to monitor cases and progress where appropriate
  • Assist colleagues in dealing with more complex cases
  • Present cases to Credit Committee for approval

Skills & Competencies

The right candidate will have/be:

  • The ability to cope with changing circumstances and act in a manner that facilitates the change process
  • Able to pre-empt problems by anticipating the need to adapt approach; initiates changes
  • Analytically-minded with high attention to detail
  • A minimum of 2-3 years underwriting experience preferably within the Buy to Let market, although residential or commercial markets can be considered
  • Previously held a mandate in excess of £250,000
  • Experience of dealing with brokers and third parties such as Solicitors and Valuers
  • Excellent communication skills
  • The ability to work under pressure and to strict deadlines
  • Strong planning and problem-solving skills
  • A strong knowledge of the mortgage markets
  • Previous experience in lending to Limited Companies, Portfolio Landlords and Ex-Pats

If you are interested in this role, please click apply attaching your most up to date CV.

Emily Powell, Head of Business Support at Pearson Whiffin Recruitment is handling this role.

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